Service

Financing Service

Audit
Tax
Accounting & Financial Reporting
Consulting
China Services
Company Secretary
Company Formation
Financing Service

W. L. Ho & Co. aim to help clients, especially Small & Medium Enterprises, to make right decisions when they face problems on financing.

There is no doubt that (SMEs) form the backbone of Hong Kong's economy. They have accounted for over 90% of all businesses. However, a lot of SMEs have failed to obtain appropriate facilities packages from the banks even though collaterals are provided. Being bullish on our future prospects, SMEs are always concerning about cash flow & funding, sales and turnover, government regulations and the availability of qualified staff. Although they cited that cash flow & funding is their primary concern, they are not experience enough in handling their accounting records and introducing themselves for the application of bank financing.

With our help and being guided by our partner who has engaged in the banking industry for over 10 years and possesses a broad connection in the Commercial Banking sector, SMEs will be able to attain bank financing under reasonable terms for their business expansion.

Over the past 7 years, we have successfully applied for more than 100 small and medium-sized bank loans, the amount of not less than RMB200 million.

Our Services include but are not limited to:

• Mortgage services We have invited experts in financial markets with a rich experience in mortgage services. Our specialists are always here ready to set up your personalized tailor-made plans for mortgage loans. We can offer a portfolio of solutions to you. Choosing a right professional service provider like W. L. Ho & Co. can help you save costs and ultimately guarantee your success.
• Project finance loans We offer a preferential service for your project finance loans. Low interest rates and easy repayment make our service prepossessing. We will try our best to help you extend your long-term financing while enable you to cut down expenditures. You will never be worried that the scale of the financing of large projects exceeds your guarantee limits with the help of our professionals.
• Company unsecured working capital loans Without any collateral or pledge, clients can apply for our company unsecured working capital loans which are better than similar products in the market interest rate. No matter you are in charge of a big company or small and medium-size company, you will find working capital loans that suit you best with the help of W. L. Ho & Co.
• Trade financing W. L. Ho & Co. cooperates with commercial banks and other financial institutions to provide trade financing services for companies. No matter you are an importer or an exporter, unless you do not participate in international trade, we can offer you credit service and other related services to help you conduct trading activities with your partners all over the world.
• Machinery / equipment loans Machinery and equipment loans are sometimes necessary especially for small and medium-size companies. Machinery and equipment make up the foundations of routine manufacture work, office implement, and other functions in a company. We calculate the repayment amount according to the age, depreciation rate, price and other factors of your machinery and equipment. With our help, you can easily achieve your success without too much worried about your financial situation.
• Commercial guarantee A good guarantee can benefit both service provider and client. W. L. Ho & Co. aims to develop bilateral friendly cooperation with our clients. We hope that we can together improve credit respectively. As your company reduces the cost of re-financing, secures solid foundation of business development, realizes the commercial guarantee the social significance, you will find us trustworthy.
• Debt restructuring Debt restructuring involves many issues like making new plans and adjustments for the percentage of debt and equity in a company. Whenever you are facing cash flow problems, do not hesitate to contact us. With the help of our accountants, lawyers and financial experts, we can help you save the time and effort to negotiate with bankers, creditors, vendors and tax authorities.